Do high-deductible health insurance plans lead to more personal debt?
Staff in the Trauma Unit at the John H. Stroger Jr. Cook County Hospital try to save the life of a man who was hit by a car November 6, 2009 in Chicago, Illinois.
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People who have insurance through their employer and people that have policies through either federal or state exchanges are finding that high-deductible options are their only affordable choice. In other words, in order to be able to pay for their monthly premiums, people are choosing the high-deductible plans more often.
When people are faced with huge out-of-pocket expenses before their insurance kicks in, is that really progress in terms of getting all Americans insured?
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