What should individual investors do?

Many people are nervous about the stock market, and they are reacting by pulling their money out of the stock market. But is that behavior rational?

The number of people with retirement accounts, college savings accounts -- and now even health saving accounts -- is rising steadily, meaning more people than ever are directly connected to the performance of the stock market.

Certified Financial Planner Jonathan Guyton joined Steven John on "All Things Considered" to discuss what individual investors should do.

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