How an SMSU alumnus deals with debt

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http://www.youtube.com/watch?v=TI4lCfF-Hlc
Here's another video from MSUSA Alumni Association's "Living with Student Debt Campaign."
This one is about Justin McMartin, a Southwest Minnesota State University graduate ('06) who's now living in Plymouth:
He seems like a level-headed, hard worker:
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He got a practical major (marketing and international business).
He worked during school.
He has a job at a tech company.
But his debt? $34,000.
His sin? Not living at home or attending a community college.
Now he's hesitating about starting a family and buying a house.
