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Republican Senate candidate Mike McFadden said Friday that he would scrap the Affordable Care Act and let each state enact its own health care program.

But McFadden said he would retain some of the most popular elements of Obamacare, including the provision that bans lifetime caps on benefits.

He would also require insurance companies to sell coverage to people with pre-existing conditions and allow parents to keep their adult children on their plans up to age 26.

Beyond that McFadden said states should handle health insurance decisions.

"I just have a fundamentally different point of view than President Obama and Sen. Franken in terms of who's making these decisions," McFadden told reporters at a news conference.

McFadden said the federal government should pay $15 billion a year to subsidize health insurance coverage for people who have so many medical problems they're deemed "uninsurable."

A campaign spokesperson for DFL Sen. Al Franken said McFadden's plan would result in  higher insurance  rates for women and for sick people and would leave  insurance companies with more control over people's lives.

Here are the provisions of the plan McFadden laid out:

: Here are the Franken campaign's specific criticisms:

Politics and Government News

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Mark Zdechlik

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McFadden offers Affordable Care Act alternative

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