Hurricane Florence reached North Carolina and parts of the East Coast last week.
We've seen the catastrophe that hurricanes leave in their aftermath. Still, less than 20 percent of Americans have flood insurance.
Something to note: FEMA maps, which calculate safe zones for housing, don't project future flood risks. This means that many houseowners don't realize their homes are susceptible to flood damage.
Quote: "Insurance doesn't stop flooding from happening. It simply gives you an ability to rebuild," said Rob Moore.
Recommended reading: 5 things homebuyers must know about flood insurance
Guests: Rob Moore is the senior policy analyst at the National Resources Defense Council. Rachel Cleetus is the lead economist and policy director with the climate and energy program at the Union of Concerned Scientists.